How I Can Help
Six areas of coverage and planning, explained without the jargon.
Life Insurance
Term and permanent life insurance sized around what your household would actually need to replace, income, debts (including a mortgage), and future costs like your kids' education.
Try the life insurance needs calculator →Health & Disability Insurance
Coverage that protects your income and helps with costs if you're unable to work due to illness or injury, including critical illness coverage for serious diagnoses.
Try the disability income gap calculator →RRSP & Investment Planning
Registered retirement planning built around your timeline and goals, including help thinking through RRSP vs. TFSA, and RRIF withdrawals once you're retired.
Try the RRSP tax savings calculator →RESP Planning
Education savings plans that make the most of the government's CESG matching grant, so you're not leaving free money on the table.
Try the RESP & CESG calculator →Tax Deductions & Credits
Making sure your insurance and RRSP contributions are actually working in your favor at tax time, and flagging deductions and credits that are easy to miss. I'm not an accountant, so I'll always point you to one for filing, but a lot of the planning that shapes your tax bill happens here first.
See how RRSP contributions affect your tax bill →Estate Planning
Beneficiary designations on your life insurance, RRSPs, TFSAs, and RRIFs are often outdated or missing entirely, small gaps that can create real problems for the people you leave behind. I make sure those designations actually reflect your wishes and coordinate with your lawyer on the will and power of attorney side. I'm not a lawyer, so I'll always point you to one for the legal documents themselves.
Talk through your beneficiary designations →