Life Insurance Needs Calculator

A quick estimate of how much coverage a household might want.

Annual income to replace ($)

Years of income to replace

Remaining mortgage balance ($)

Other debts ($)

Number of kids

Current savings and existing coverage ($)

Education cost is assumed at $20,000 per child. This is the DIME method (Debt, Income, Mortgage, Education), a common starting point, not a substitute for an actual needs analysis.

Book a coverage review a soft nudge into a consultation, not a hard sell