RESP & CESG Grant Calculator

Find out how much free government grant money an RESP could pick up over time.

Contribution per year ($)

Years contributing

Current RESP balance ($)

Expected annual return (%)

The federal CESG matches 20% of the first $2,500 contributed per child per year, up to $500 a year and $7,200 total over the child's lifetime. There are extra grants for lower-income families this calculator doesn't include yet.

See if there's unclaimed grant room a soft nudge into a consultation, not a hard sell